Vehicle Finance , Car Loans

Vehicle Finance

There are a range of finance options available with fast approval and payment schedules to suit your budget. Let us help you navigate the application process to ensure you secure the vehicle of your choice at competitive finance rates with affordable payments.

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Finance Calculator
Utilise the finance calculator to gain an idea of affordable vehicle finance options.

Dunedin City Motors UDC lending rates range typically from 8.99% to 11.99%. Rates vary depending on many factors including the amount of lending, the term of the loan, the level of deposit or equity in the loan, customer credit history, and customer risk profile.

 Use Our Calculator To Estimate Your Repayments

UDC

• Find out more about UDC
• Standard Fees and Charges
• UDC Credit Sale Agreements 
• UDC Terms and Conditions 
• Term Loan and Security Agreement 

• UDC Finance Related Information

  Standard fees and charges applicable to Consumer Contracts

  https://udc.co.nz/tp/download/644524/75860c73bf9766885bd5210cb56bd144/20151105004.pdf

  Terms and Conditions:
  https://www.udc.co.nz/tp/download/591259/0ab63058809fb031bde54a0cb7f4789f/terms_and_conditions.pdf

  Term Loan and Security Agreement (if applicable):
  https://www.udc.co.nz/tp/download/592211/5052d5954a543beb209b69fc896fee28/20152104005.pdf https://www.udc.co.nz/tp/download/592213/c57d61b28a244f6424175c0a78215446/20152104007.pdf

  General Information
  What should I do if I change my address?
  https://www.udc.co.nz/borrowing/customer_service/faqs

  What should I do if I have a complaint?
  What dispute resolution schemes does UDC belong to and how can I access them?
  https://www.udc.co.nz/borrowing/customer_service/complaints

  As a borrower, how can I apply for unforeseen hardship relief?
  What happens if I default under my agreement including, if relevant, repossession?
  https://www.udc.co.nz/borrowing/customer_service/hardship

   

Marac Finance Information

• https://www.heartland.co.nz/docs/marac/MARAC_Consumer_Fee_Schedule.pdf  

• https://www.heartland.co.nz/docs/marac/MARAC_Consumer_Loan_and_Security_Terms.pdf

MTF Finance

• For information about interest rates and fees, when financing with MTF, see Cost of borrowing
• Download Application Form

For further information contact our Business Manager:

Dean Driver
Phone: 03 466 4060
Cell: 0274 986775

Email: finance@dcmotors.co.nz

Please fax or email your completed application form to the email or fax number above.